December often arrives with bonuses, stokvel and pension payouts, and businesses surplus. This year, keep something for the life you are building. You can start now during the festive season by investing your bonus, stokvel and pension payout or surplus funds into the SBS Bank Notsa Natsi Investment Account.
This account helps you turn a lump sum into a purposeful three-year investment. Start with at least E5 000, earn competitive interest paid every six months and pay no monthly charges.
Do not wait for the ‘perfect’ amount
Start with the qualifying amount you have, then add to the investment at an SBS Bank branch, by stop-order or through digital channels. A salaried customer can invest a portion of a bonus and add a manageable amount after payday. Small, deliberate additions can strengthen the plan over time.
“The real opportunity is not simply having extra money; it is deciding what that money must achieve. Notsa Natsi helps customers protect a portion of today’s income for tomorrow’s progress,” said Phathizwe Dlamini, Head of Sales and Group Schemes.
What could your money become?
For a parent in Manzini, E5 000 set aside now can be the beginning of a tertiary education fund. For a family in Mbabane, part of a stokvel payout can become the start of a home deposit. For a farmer in the Lowveld, proceeds from a good season can be reserved for future inputs or equipment. For a retailer preparing for the next busy period, surplus cash can be put to work instead of being absorbed by day-to-day spending.
The goal is yours. Notsa Natsi gives your money the time and structure to move you closer to it.
Keep the plan alive when life happens
If an urgent need arises, customers may apply to use the investment as collateral for a short loan, from E2 500 up to 90 per cent of the investment. This may help you meet a pressing school, household or business need without immediately abandoning the long-term goal.
Top-up investment anytime
The account is not a once-off investment, but you can add to the investment at an SBS Bank branch by stop order or through digital channels. An individual may start with a stokvel payout and add a manageable amount after payday; a business may invest part of a seasonal surplus and top it up when cash flow permits. Groups can also invest a portion of pooled savings towards shared goals such as education support, equipment or a future property deposit.
Reinvesting the interest can also help the investment build momentum by allowing the original amount and earned interest to work together overtime.
“The real benefit comes from combining a competitive return with patience and, where possible, reinvesting the interest so that the investment can build momentum,” explained Dlamini.
Speak to your SBS Bank
Speak to SBS Bank to confirm the current rate, requirements and terms and take the next step towards the goal you have been putting off.
For more information, contact: 2404 1313
WhatsApp: 7808 9910
Email: info@sbs.co.sz
Website: www.sbs.co.sz
